are auto insurers checking your credit?most of them do, but we'll help you understand why -- this is credit in 60 seconds.in most states, auto insurance companies may look at your credit history, but if they do,it's only used as one factor to determine your premium.credit-based insurance scores are a different number than your credit score. they couldweigh your driving record, the vehicle you want to insure, and your track record formaking other claims. if an auto insurer looks at your credit, theymay be checking to see your payment history and if you've had any accounts go into collection,the age of your accounts, what types of accounts are on your credit report, and how much newcredit you've recently requested.
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