a lot of people have asked me: "do i givea recorded statement if i was in an accident?" no. the insurance company wants to lock downyour story immediately. the purpose of a statement is to get you talking. the insurance adjusterwants you to divulge details about your past that he can use in your present claim to limitpaying you what you properly deserve. you are not required to give a recorded statementto the other side's insurance company. for my clients, i rarely, if ever, let them giverecorded statements. in the rare situation that i do, i am personally present. that wayi can ensure that the insurance company is asking questions that are pertinent to theclaim only. if they ask any questions that are out of bounds, i don't let my client answer.
so the short answer is no, you should nevergive a recorded statement. if you think you should, call a personal injury attorney immediately.